Stop guessing which debt gets the next dollar.
Compare Snowball, Avalanche, and custom payoff priorities side by side so you can choose a strategy on purpose instead of changing course every month.
Start with Basic for core strategy planning. Upgrade to Pro when you want automation and deeper AI guidance.
Planning and educational tools only. Not legal, tax, investment, or debt-settlement advice.
Same offer, different entry point
Every variant keeps the same Basic and Pro offer. The copy changes to match the pain, not to change the plan terms.
Basic
$9.99/month
$0 today, then $9.99/month after 30 days
Hands-off debt automation — automatic bank sync, debt detection, and categorization without the manual work
Pro
$19.99/month
$19.99 charged today, then monthly
The agentic AI coach that acts on your debt for you, plus advanced analysis and unlimited strategies
Basic is enough if you mostly need strategy clarity. Pro is for people who want that strategy supported with more automation and deeper analysis.
What To Do Next
How to choose your first strategy
Add balances, rates, and minimums
Give the planner the numbers that actually drive your payoff choices.
Compare methods side by side
Review the tradeoffs, then pick one active plan instead of changing approaches every month.
Follow the plan with confidence
Stay in Basic if you mostly need clarity, or move to Pro for more automation and deeper analysis.
Start With The Pain You Want To Fix First
Keep the offer consistent. Change the entry point.
Basic is enough if you mostly need strategy clarity. Pro is for people who want that strategy supported with more automation and deeper analysis.
Clear pricing for debt payoff planning
Basic is $9.99/month after a 30-day trial for core planning.Pro is $19.99/month billed immediately for automation, reports, and advanced AI guidance.
Built for automating the busywork of paying down debt
Basic
$0 today, then $9.99/month after 30 days
Hands-off debt automation — automatic bank sync, debt detection, and categorization without the manual work
Card required. Stripe charges $0 today, then renews at $9.99/month after 30 days unless you cancel before the trial ends.
Built for paying down debt faster with an AI coach that takes action and deeper analysis
Pro
$19.99 charged today, then monthly
The agentic AI coach that acts on your debt for you, plus advanced analysis and unlimited strategies
Stripe charges $19.99 today and renews monthly until you cancel future renewals.
Basic is built for core planning. Pro is for users who want more automation, deeper analysis, and faster decision support.