Pricing
Two plans. No surprises.
Start free for 30 days. No credit check to begin, cancel anytime — no questions, no retention maze.
Basic
$9.99 /mo
Hands-off debt automation. The app does the tracking; you follow the plan.
- 30-day Basic trial before billing
- Automatic bank sync & debt detection
- BNPL tracking with payment-cliff alerts
- Snowball & Avalanche planning tools
- Real-time payment tracking & milestones
- Budget & subscription monitoring
- Agentic AI coach actions
- Financial Twin & unlimited strategies
Then $9.99/mo. Cancel anytime.
Most popular
Pro
$19.99 /mo
The agentic AI coach that acts on your debt for you — plus advanced analysis and unlimited strategies.
- Everything in Basic, plus:
- Agentic AI coach that takes actions you approve
- All five payoff strategies, unlimited scenarios
- Financial Twin "what if" modeling
- Advanced fraud protection
- Priority support
30-day trial, then $19.99/mo. Cancel anytime.
Questions
Pricing, answered.
Is there really a free trial?
Yes. Every plan starts with a 30-day trial. You don't need a credit check to begin, and you can add debts manually without ever connecting a bank. If it isn't for you, cancel before the trial ends and you won't be billed.
What's the difference between Basic and Pro?
Basic gives you the full tracking engine — bank sync, BNPL tracking, payoff planning, and milestones. Pro adds the agentic AI coach that can take actions on your behalf (with your approval), the Financial Twin for “what if” modeling, all five strategies with unlimited scenarios, advanced fraud protection, and priority support.
Can I switch plans later?
Anytime. Upgrade to Pro to unlock the agentic coach and advanced tools, or downgrade to Basic — your debts, history, and plan stay intact either way.
How do I cancel?
From your account settings, in a couple of clicks. No phone call, no retention maze. Cancel during the trial and you're never charged.
Start free. Decide later.
Add your debts, see your plan, and only pay if it's worth it to you.
Start 30-day trial