Terms of Service.
These terms govern your use of Smart Debt Flow. By creating an account, you agree to them.
The service
Smart Debt Flow helps you track debts and plan payoff strategies. Projections — including your debt-free date, interest, and strategy comparisons — are estimates for planning, not financial advice or guarantees. They assume the inputs you provide and fixed conditions.
Your account
- You're responsible for keeping your login secure and your information accurate.
- You must be 18 or older to use the service.
- Don't misuse, reverse-engineer, or disrupt the service.
Plans & billing
- Paid plans begin after your 30-day trial unless you cancel.
- You can cancel anytime; cancellation stops future billing.
- Pricing is shown on our Pricing page.
Not financial advice
Smart Debt Flow is a planning tool, not a financial advisor, lender, or credit-repair service. Decisions about your money are yours; consider a licensed professional for personal advice.
Changes
We may update these terms as the product evolves. We'll post material changes here and, where appropriate, notify you.
Contact
Questions? Get in touch.
This page is a product summary for design purposes and is not legal advice.